If the corporate loan is less than 200,000 yuan, the guarantee fee shall not exceed 2,000 yuan.

For personal provident fund loan business, there are two standards for the charges of guarantee companies. Among them, the first-hand housing provident fund installment guarantee loan is mainly for non-green channel real estate services, which is relatively rare, and the guarantee fee does not exceed 0.5% of the loan amount; If the loan amount is less than 300,000 yuan, it shall not exceed 1.500 yuan/case; In addition, the insured customer also needs to pay a comprehensive service fee not exceeding 1000 yuan/case.

The second standard of guarantee company fees applies to the types of provident fund lenders: the guarantee fee does not exceed 1% of the loan amount, and if the loan amount is less than 200,000 yuan, the guarantee fee does not exceed 2,000 yuan/case; The comprehensive service fee does not exceed 3000 yuan/case.

Three, the state stipulates the deposit ratio of commercial banks guarantee companies.

Spread out completely

1. General banks will charge 50% deposit. In addition to the deposit collected by the bank, you can ask the guarantee company to guarantee and pay a certain guarantee fee to the guarantee company.

It is definitely unnecessary to open a full deposit. After the bank pays the deposit, the deposit will be deposited in the deposit account before accepting the bill, and the bank will automatically deduct it when accepting the bill.

4. What is the standard for charging guarantee fee for business transfer?

The specific charging standards for business transfer guarantee fees are as follows:

1. The guarantee amount is less than 5 million yuan, and the annual guarantee rate is 5%;

2. The annual guarantee rate is 4% for the part with a guarantee amount of more than 5 million yuan and less than 6.5438+million yuan;

3. If the guarantee amount exceeds 6,543,800+million, the annual guarantee rate is 3%;

4. According to the above rates, if each guarantee fee is less than 2,000 yuan, at least 2,000 yuan will be charged;

If the performance is suspended in accordance with the provisions of the preceding article, the other party shall be notified in time. If the other party provides an appropriate guarantee, it shall resume performance. After the suspension of performance, if the other party fails to restore its performance ability within a reasonable period of time and fails to provide appropriate guarantee, it shall be deemed that it has failed to perform its main debt by its own actions, and the party that suspends performance may terminate the contract and require the other party to bear the liability for breach of contract.