Students need to submit a loan application to the school first, and then submit it to the local education department after being audited by the school, and then the education department will review and decide whether to approve it.

If the application is successful, students need to go to the local bank for loan procedures, including providing identification and repayment ability evaluation. Once the loan procedure is completed, the bank will release the loan to the student's account in a short time to help the student pay the tuition and living expenses.