1. Caiwang reported
On the morning of January 23rd, the meeting of the Central Bank and the China Banking Regulatory Commission on the clean-up and rectification of online microfinance (hereinafter referred to as "the clean-up and rectification meeting") was held as scheduled. The first financial reporter learned exclusively that the morning meeting didn't end until 12 o'clock, and a "strengthening meeting" was also held for some pilot provinces of Internet small loans. A participant told the First Financial Reporter: "The' Clean-up and Rectification Meeting' is still in the internal discussion stage and needs to wait for relevant policies to be introduced. However, I learned from a person close to the CBRC today that the timetable for the issuance of the' Internet Small Loan Management Measures' currently being drafted by the CBRC has been confirmed and will be released next week. " Subsequently, the above-mentioned insiders close to the China Banking Regulatory Commission told the First Financial Reporter: "The specific release next week is not to introduce many new subversive policies. In fact, relevant policies have always been there, and many policies have always been relatively clear, including this year. Relevant policies have also been continuously introduced, and the original policies have requirements for these." For the news circulating in the market that the CBRC will clean up and rectify the cash loan platform across the board, the above-mentioned insiders close to the CBRC stressed to the First Financial Reporter that it was "partially untrue".
2: Some participants revealed that
the "clean-up and rectification meeting" held today may allow Internet small loan companies that have approved the establishment of "on the road" to continue to complete the establishment. This is different from the market rumor that the supervision will stop the Internet small loan license "across the board", but the local regulatory policies may be different. The first financial reporter learned that the "clean-up and rectification meeting" didn't end until after 12 o'clock, and "enhanced meeting" was also held for some pilot provinces of Internet small loans. At present, there is no content of "enhanced meeting". Local financial offices paid special attention to this "clean-up and rectification meeting", and market participants such as internet small loans and cash loans were highly concerned.
On May 17th, a notice was issued to Qianjinfu official website, saying that in order to respond to the pressure from the government and reduce the pressure from public opinion, the repayment will be started from now on. With the assistance of the partners, the repayment will be carried out in an orderly and batch manner with the latest payment scheme 221 of Qianjinfu, and the online loan business will be withdrawn steadily.
Can the money from Qianjin Jinfu come back? In fact, we can see that the withdrawal or transformation of the financial platform has become a trend. According to the analysis of the industry, according to the regulatory policy, more measures should be taken in 221 to completely resolve the internet financial risks and establish and improve the long-term mechanism for internet financial supervision. This also means that the risk resolution of the wealth management industry will strive to be completed within the year. If this timetable is followed, the retreat of various platforms will undoubtedly need to be accelerated. What I want to tell you is that the implementation of this repayment plan is supervised by the credit information system and other aspects, and as a platform with a certain strength, he will not have such problems in the face of the public announcement. I believe that with the concerted efforts of everyone, every lender's money can be returned to his wallet!