How long does it take for Buick Factory Finance to send the green book

After the car loan is repaid, the user can get the green book in about a week.

After the loan is paid off, a loan specialist from the bank or auto finance company will contact the user. The user can choose to get the green copy directly offline or get the green copy back by courier in the same city.

Get the green book back by yourself or mail it. This can usually be completed in about a week.

In fact, most users choose to ask financial institutions to send couriers to get their green copies back. After receiving the green copies, users need to go through the mortgage release procedures in a timely manner.

Who knows how many days it will take for SAIC-GM Financial to lend? It took two days to buy a Buick Hideo with a loan...

My last job was as a sales consultant, but it was for FAW Toyota. Yiqi Finance and Toyota Finance usually take about 5 days. If the qualifications are good, it takes 2 days. It will be delivered in three days, so don’t be anxious. Finance companies are probably about the same. I won’t comment on whether your car is good or bad. We sales consultants know it in our hearts. In fact, Yinglang’s car is quite good. It looks good. It's very good, but it consumes a lot of fuel and the later use cost is relatively high, but there's not much else. But why didn't you consider Corolla at that time? Oops, I’m used to it, and I feel sensitive when I see something about cars, so I’ll just ask it casually. You can choose to ignore it.

How much is the down payment for a mortgage to buy a Buick Regal? What is the interest rate?

The Buick Regal is also positioned as a mid-size sedan. The overall price of this car is between 175,800 and 269,800. The down payment ratio is 60 and the loan ratio is 40. Loan 40 is payable in twelve interest-free installments within one year and is repaid in 2 to 4 years with preferential interest rates.

1. Car model: 2017 20T elite model. The official guide price of this car is 185,800, and the bare car price is 142,300.

2. Purchase tax: On January 1, 2018, the country canceled the small-displacement reduction and exemption policy. Based on this calculation, the purchase tax is required: 12,162 yuan.

3. Insurance premium: Then I buy the most cost-effective combination, compulsory traffic insurance, car damage insurance, third-party liability insurance for 1 million, excluding deductibles, and theft insurance. But in the end, what I buy is based on If you need to buy the insurance yourself, the cost is: 5,734 yuan.

4. License registration fee: It costs 130 yuan to go to the vehicle management office to register the license plate by yourself.

5. The on-road price is: vehicle purchase tax, insurance premium, registration fee 142300121625734130 = 160326 yuan. In this case, the official guide price of the 2017 20T elite model is 185,800, and the full off-the-shelf price is 160,326 yuan.

Project 2:

The specific method is: down payment 35, remaining loan 65, interest rate halved, installment payment. Take the new Regal, which costs 219,900 yuan, as an example. When ordering a car, you only need to pay 30% of the car price to enjoy the exclusive use of the new car. The other 30% will be paid after one month. Customers can operate by swiping their card. Counting the interest-free period, the maximum is equivalent to Pay the 30 after three months, or use the used car replacement money to deduct it. If there is the balance of the replacement deductible, the customer can also choose cash return or value-for-money service gift package;

Finally, from Buick The brand's SAIC-GM Financial received a loan of 88,000 yuan. It will not pay a penny of interest for 12 months, and only needs to pay a fixed principal every month! In addition, customers can also choose to postpone the loan term, and SAIC-GM Financial will also provide you with preferential loan interest rates. The 2-year interest rate is only 5.40, which is the same as the bank car loan interest rate, but it has a more convenient and faster approval cycle.

Buick car loan application: How do I apply for a car loan?

Hello,

Buick car loan application process:

1 , First of all, the borrower needs to prepare ID card, residence certificate, work certificate, loan purpose certificate and other supporting materials, go to a bank, fill out an application form, and fill out a contract.

2. Then, wait for the bank’s pre-loan qualification investigation and approval.

If the borrower meets the loan conditions specified by the bank, the bank will notify the borrower to fill in some loan form materials. If the loan applied for by the borrower requires a mortgage or guarantee, it is also necessary to sign a guarantee contract, a mortgage contract, and go through the mortgage registration procedures; if it is, there is no need to sign such a contract.

Secondly, banks issue loans to lenders. Generally, banks will issue loans after approval within 2 to 3 weeks or 1 month, and the loan can be released as soon as 1 day.

3. Finally, the borrower pays the down payment to the car dealer and goes through the car delivery procedures with the passbook and the car delivery note issued by the bank.

4. In the process of applying for a personal car consumer loan, the applicant needs a copy of the ID card, household register, marriage certificate, income certificate, bank statement, real estate certificate, etc. formalities.

5. The term of automobile consumer loans is generally 1-3 years, with a maximum of no more than 5 years. Among them, the loan period (including extension) of second-hand car loans shall not exceed 3 years, and the loan period of dealer car loans shall not exceed 1 year.

That’s it for the introduction of how long it takes to get a Buick car loan.