1, student application
Students receive the "National Student Loan Application Approval Form" and other materials, fill them out truthfully and completely, and prepare relevant supporting materials to return to the school's national student loan agency.
2, the school institutions to review the loan.
School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.
3, the handling bank for loan approval.
The handling bank shall complete the audit within 20 working days after receiving the information form and application materials submitted by the school.
4. Sign a loan contract with students.
After the loan application is approved, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.
Step 5 issue loans
The handling bank shall, within 20 working days after signing the loan contract and iou with the borrowing students, uniformly transfer the first-year tuition, accommodation and living expenses into the designated account opened by the school in the handling bank.
CDB's new student loans will exceed 654.38+0.2 billion yuan;
On August 8, 20 12, the Ministry of Education held a press conference. By the end of June, 20 12, China Development Bank had fully started the work of student loans for students' origin and universities. It is estimated that the new student loan will exceed1200 million yuan and help more than 2.2 million students from poor families. The coverage area reaches 176 1 county, and 15 provinces reach full coverage.
As a major medium-and long-term investment and financing bank in China, CDB began to try out the student loan business in 2004. By using the method of development finance, it actively communicated and cooperated with the education administrative departments and universities, effectively mobilized the enthusiasm of all parties, creatively carried out the wholesale and retail business, and solved the problem of student loan.
Refer to the above content: Baidu Encyclopedia-Student Loan