You can check how much the mortgage is still owed online through mobile banking. The query method is as follows:

1. Take China Construction Bank as an example. After opening the app, click the place indicated by the arrow in the upper right corner of the page.

2. Next, click Login Now in the pop-up page.

3. After logging in, check the mortgage and click the loan at the bottom of the page.

4. After entering the loan page, click My Loan.

5. Next, click on my loan to view it.

Second, there are three ways to inquire about the remaining repayment amount of mortgage.

1. Telephone inquiry: directly call the service hotline of the housing loan handling bank, and consult the online customer service staff after switching to manual customer service. As long as the online customer service checks the customer's ID card information, it will help to check and inform the mortgage-related situation;

2. Online banking/mobile banking: Find personal mortgage on the online banking or mobile banking of the bank that handles the loan. The loan details page generally records the loan account balance, and customers can also view repayment records and other information;

3. Business outlets: If there happens to be an offline service outlet of the mortgage handling bank near the place where the customer works and lives, the customer can also bring personal identity documents, repayment bank cards and other materials to the bank counter of the business outlet to find a staff member to apply for inspection.

The above is how to inquire about the remaining repayment amount of the mortgage.

Why did the monthly mortgage payment suddenly decrease?

1. Repayment method is average capital: when handling the mortgage, repayment method is equal principal repayment. Average capital repayment method, the monthly principal of mortgage is fixed, and the loan interest to be repaid will decrease with the decrease of loan principal. The monthly repayment amount varies and will be lower and lower;

2. Handling the deposit and loan business: If the user handles the deposit and loan business in the bank, the money in the current savings account can be used to offset the mortgage. If there is money in the current savings account, it will be deducted first, and if there is not enough money, it will be deducted from the bank card that the user repays the loan. In that case, the money deducted from the bank card for mortgage repayment will be reduced;

3. Prepayment: You can choose to shorten the term or reduce the monthly payment for prepayment of mortgage. If the user chooses to reduce the monthly payment when handling part of the prepayment, the monthly payment will be reduced on the premise that the repayment period remains unchanged;

4. The bank deducted less money: if the bank deducted less monthly payment due to system reasons, it will still make up the deduction later.

What if the mortgage is overdue for one month?

In fact, one month overdue is very serious. If you are in loans overdue, you will not only have to pay a late fee for loan tax, but also be blacklisted, which will affect future loans or credit cards. Therefore, after one month overdue, you can log in to official website, the loan bank, and make manual repayment through your personal bank account. You can also call the bank's online customer service, automatically deduct the money at the appointed time, or go directly to the bank counter to repay the money. This paper is mainly about how to inquire about the remaining repayment amount of mortgage, and the content is for reference only.

3. How can I inquire about the repayment of housing loans? Amount paid but still needed. ...

As long as the developer has a pre-sale permit and the customer has applied for a personal housing loan, it is normal for the customer to have a loan contract with the bank.