8505 yuan. Let's take the purchase of the first suite of 90m2 as an example. It is a pure commercial loan with a down payment of 30% and a loan interest rate of 5.39% (floating 1. 1 times). If the principal is repaid in equal amount, at least 40% of the monthly salary will be repaid. How much monthly salary can you afford?

Average transaction price of second-hand houses in Wuchang District in September 18556 yuan/m2.

Total house price of 90㎡: 6.5438+0.67 million yuan.

Down payment:1670040 * 30% = 500,000 yuan.

Need a loan:1170,000.

Monthly payment: 8505 yuan.

Your monthly salary should reach:

8505÷40%≈2 1262 yuan.

In order to buy a house in Wuchang District!

If it is the second suite:

Not less than 50% of the assessed house price, that is, to buy a house with a total house price of 900,000 yuan, the down payment needs 900,000 * 50% = 450,000 yuan; Provident fund loans for two suites, with a maximum loan amount of 500,000.

Regarding the down payment and monthly payment of housing in Wuhan, if you are going to buy a 900,000 house in Wuhan, you should prepare sufficient funds. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades?