How to borrow a large loan?

First of all, how to borrow large loans?

There are three common loan methods for large loans: 1. Take the house in one's own or another's name as collateral. Compared with other types of loans, the amount of mortgage loans is higher and easier to get approval. The mortgage loan can reach up to 70% of the appraised value of the house, and the longest term is ten years. However, it should be noted that if the house under the name of others is used as mortgage, the consent of others must be obtained, and a letter of commitment to agree to mortgage can be issued, and the house as mortgage must have real estate license and land certificate. 2. Car mortgage and credit loan If you apply for both car mortgage and credit loan at the same time, the loan amount obtained is also considerable. But the premise is that the borrower needs good personal credit and stable income, because after applying for automobile mortgage and credit loans at the same time, the debt must be relatively high, and the lending institution will only accept the application if it has strong repayment ability. In this way, a large loan can be obtained within 1-5 days. 3. Apply for multiple loans from the loan company at the same time. After applying for a loan from one bank, if you go to another bank for a loan, you may not be able to get a loan because your debt is too high. In this case, borrowers can seek loans from loan companies, because most loan companies are not connected to the central bank's credit information system, and it is impossible to inquire whether borrowers have loan records in other loan companies, so borrowers can seek more loan companies to handle loans to meet their own capital needs.

Second, what do CCB's fast loans and large consumption mean?

The large consumption of CCB refers to the consumption that borrowers use to buy durable consumer goods through large consumption loans.

Generally, it refers to household durable goods (except houses and cars) with a unit price of more than 2,000 yuan and a normal service life of more than two years. Large durable consumer goods refer to household durable goods with a unit price of more than 3,000 yuan (including 3,000 yuan) and a normal service life of more than 2 years, including household appliances, computers, furniture, fitness equipment, sanitary ware and musical instruments.

3. What are the quicker ways to apply for consumer loans?

1. Personal credit information of the consumer loan applicant; 2. The bank flow of the consumer loan applicant; 3. Proof of large assets of the consumer loan applicant; 4. Work and education of consumer loan applicants.

4. What are the methods to apply for a large consumer loan?

You can apply at the local bank.

Application conditions:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;