1 "Farmers' Specialized Cooperatives" refers to farmers' specialized cooperatives approved and registered by the administrative department for industry and commerce in accordance with the provisions of the Law of People's Republic of China (PRC) on Farmers' Specialized Cooperatives.

Rural credit cooperatives can issue loans to farmers' professional cooperatives and their members within their jurisdiction.

2. Farmers' professional cooperatives applying for loans from rural credit cooperatives shall meet the following conditions: approved and registered by the administrative department for industry and commerce, and obtained the legal person business license of farmers' professional cooperatives; Have a fixed place for production, operation and service, and engage in production, operation and service activities stipulated in the articles of association of farmers' professional cooperatives according to law, and the proportion of self-owned funds shall not be less than 30% in principle; Having a sound organizational structure and financial management system, and being able to submit relevant materials to the rural credit cooperatives on time; Open deposit accounts in rural credit cooperatives and voluntarily accept credit supervision and settlement supervision; The credit rating is above A level.

Have the ability to repay the principal and interest of the loan, without non-performing loans and default interest; Holding a loan card issued by the People's Bank of China and passing the yearbook; Other conditions stipulated by the credit cooperatives. Extended data:

A cooperative applying for a loan from a credit cooperative shall meet the following conditions:

(a) registered by the administrative department for industry and commerce, obtained the business license of farmers' professional cooperatives, and was recognized as a standardized cooperative by the administrative department of agriculture;

(2) Having a fixed production and operation service place, with the proportion of its own funds not less than 30%, and carrying out normal production and operation activities;

(3) Having a sound financial management system and being able to submit relevant materials to the credit union on time;

(4) engaging in the production, operation and service activities stipulated in the articles of association of the cooperative according to law, and making profits from the production and operation;

(five) the credit rating is above grade A (inclusive), and it can provide the guarantee recognized by the credit union;

(six) to open a basic account in a credit cooperative, the newly established cooperative must deposit its registered capital in the opened basic account;

(seven) good credit, the ability to pay off the principal and interest of the loan, and no bad credit record.

The main managers are law-abiding, have a good reputation, have no bad habits, and have no behavior of evading the debts of credit cooperatives;

(eight) there are professionals who are familiar with the breeding and planting techniques that are suitable for the operation of cooperatives, or they can obtain technical support for breeding and planting continuously and steadily;

(nine) the main management personnel have more than 2 years (including) working experience related to cooperative business;

(ten) other conditions required by the credit cooperatives.

Second, how do rural cooperatives get loans?

The specific operation steps of rural cooperative loan are as follows: 1. The borrower goes to the credit union with the "agricultural loan certificate" and his ID card. Two, fill in the "application form for farmers' loan" and submit the relevant loan materials. Three, credit cooperatives accept loan applications, review the borrower's "farmer loan certificate", "farmer loan application" and other related materials, to confirm whether the applicant meets the loan conditions. Four, after examination and approval, credit cooperatives and borrowers signed a loan contract. Five, and then go through the follow-up procedures, including the registration of "farmers' loan certificate" and "farmers' economic files". 6. Credit cooperatives issue loans to borrowers. Rural cooperatives came into being in the early 1950s. They are agricultural socialist economic organizations that collectively own all their means of production (land, large farm tools and farm animals), and farmers work collectively, from each according to his ability, and distribute according to his work. Rural collective economic organizations are different from enterprise legal persons, social organizations and administrative organs, and have their unique political and legal nature. Rural cooperatives have experienced three main periods, namely, the cooperative period (from primary cooperatives to advanced cooperatives); People's commune period (divided into three levels: production team, production brigade and commune, based on production team); During the period of economic cooperatives (after the rural reform was cancelled and the rural organizational system was established, the original people's commune, production brigade and production team were changed to township and village groups, and in order to adapt to the economic functions of the production team, they were renamed economic cooperatives, and the names of village groups and economic cooperatives coexisted). According to the provisions of the Organic Law of Villagers' Committees, although the autonomous organizations of rural grass-roots society are villagers' committees and villagers' groups under them, in the current rural grass-roots organizations, most rural collective economic organizations (economic cooperatives) and villagers' groups or villagers' committees are the same institution, that is, one institution with two seals. Their decision-making mechanisms are similar, and their functions overlap in practice, especially in the management and service of rural grass-roots society. They can't be completely separated and have "the unity of politics and society". To sum up, rural collective economic organizations are different from enterprise legal persons, social organizations and administrative organs, and have their unique political and legal nature. It is precisely because of this particularity that the functions of rural collective economic organizations and the qualifications and rights of their members are determined.

3. Is there an agricultural cooperative that can apply for a loan from the bank?

There is an agricultural cooperative in Xingtai with a loan of 5 million qq: 165 1500243.

4. Can agricultural cooperatives lend money?

Yes, we should refer to local policies. However, the general banks are not optimistic about cooperatives, thinking that this thing is relatively empty and often turns into personal loans in the end. Specifically, you can consult some banks such as credit cooperatives, or go to the Agricultural Bureau, Agricultural Office, Poverty Alleviation Office or Supply and Marketing Cooperative (now a participating unit with the responsibility of serving the countryside) and other institutions to consult how to borrow money. In addition to loans, we can try to get project funds, but this project needs a certain scale or potential of cooperatives, otherwise it will be difficult to pass.