Students who have applied for student loans know that they can repay with Alipay. So what is the process of using Alipay for repayment? Next, I will share with you the specific operation methods.

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National student source loan, Alipay

Steps:

1. Log in to Alipay account-Application Center-Student Loan Repayment. As shown in the figure:

2. Enter the borrower's Alipay account, ID number and verification code to inquire about repayment information. As shown in the figure:

3. Check the repayment amount and repay the loan. As shown in the figure:

4. Enter the cashier to pay. After the payment is successful, the repayment is successful. As shown in the figure:

Second, what should I do after applying for a student loan?

The handling bank will transfer the loan funds to the borrower's personal account, and the loan funds will be transferred from the personal account to the tuition account of the borrower's school. Student loans are credit loans, and students and their parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.

After the signing of the loan contract, if the borrower needs to change the personal account name or account number, or the borrower cannot repay the loan according to the repayment plan agreed in the loan contract due to reasons such as continuing his studies or dropping out of school, the contract can be changed upon the borrower's own application and the approval of the county-level funding center. In principle, the adjustment of the repayment plan can only be carried out within the loan period agreed in the contract and cannot be extended.

Precautions for application:

1. Frequency of signing loan contracts:

In order to standardize loan management and avoid unnecessary laws, the Development Bank stipulates that student loan contracts should be signed once a year. When signing a loan contract for the first time, the borrower and the borrower must be present at the same time; When renewing the loan and signing the contract, the borrower or the borrower can handle it with the power of attorney.

From 20 1 1, the terms of the new version of the student loan contract stipulate that the borrower and the borrower authorize each other by default, and there is no need to sign a power of attorney.

2.* * * With the Borrower:

* * * In principle, the borrower is the parent or legal guardian of the borrower, and the household registration before enrollment must be consistent with the borrower's own household registration; * * * If the borrower is not a parent, he must be between 25 and 60 years old. If the borrower is over 60 years old, please change the borrower.

3. Materials required for the first application for student-origin student loan:

An application form stamped with the official seal, the borrower's and my ID card, the college admission notice (students holding student ID cards) and a copy of the above materials; I and the * * * borrower only need to produce the household registration book, without a copy; Other materials that need to be provided by the funding center. From 20 1 1, students only need to go to the university financial aid center to handle the electronic receipt online, instead of mailing the paper receipt.

For the above contents, please refer to Baidu Encyclopedia-Student Source Credit Student Loan.

3. Can I still apply for a student loan after paying the tuition?

Of course.

The students have already paid the tuition. After the student loan funds are issued, the financial department staff can refund the tuition fees paid in full with the payment invoice. Because some schools will require users to pay tuition fees first, as long as the student loan funds are released, the school will refund the tuition fees, and it is impossible for the school to charge tuition fees twice a school year.

Paying tuition fees in advance is just a bit troublesome, but it will not affect the application results and lending of student loans, and students can rest assured.

Student-origin loan amount

(1) Loan amount

The loan amount does not exceed 8,000 yuan per person per academic year, which is an integer between 1000 and 8,000. In principle, it is used for students' tuition and accommodation during school. College students who obtained national student loans in colleges and universities in that year may not apply for student-origin credit student loans at the same time.

(2) loan term

In principle, the loan term shall be determined by the number of years of full-time undergraduate education (students according to the remaining years of the education system) plus 10 years, and the longest period shall not exceed 14 years. At the end of two years after graduation from the normal academic system, students will start to repay the loan principal in installments according to the loan contract.

There is a grace period for students during school and two years after graduation. After the grace period is over, students and their parents (or other legal guardians) will repay the loan principal and interest in installments according to the loan contract. Borrowing students who have studied for more than 4 years and continue to study for higher degrees (including graduate students and second bachelor's degrees) will shorten the period of repayment of principal and interest after graduation.

Fourth, apply for a student loan. What can Alipay do besides repaying the loan?

Hello!

Manage Mao Mao to buy things on Taobao as a third party.

Although the payment is made directly by bank card, the process is still bank card-Alipay-seller.

In this way, Alipay, as a third party, can play the role of a bridge, with integrity = =

The loan number is only used for repayment.

This Alipay number cannot be transferred, there are restrictions, and it is generally not used.

If it helps you, please adopt it.