Legal analysis: 1. If the house is transferred from July, 20021year, the donee shall reply; The house is still recorded in the number of houses owned by the donor within 5 years.

2. On July 24th, Shanghai mortgage interest rate was raised by 202 1!

The first group rose by 35 basis points (4.65

Two sets of floating 120 basis points (4.655438+0.05 =

1 Shanghai purchase restriction policy

Shanghai singles

First, there is a room under a separate name, and the purchase is restricted.

2. There is no room under a single name, and my parents and I have no more than two houses before 2011.1.30 * *.

Third, there is no room under a single name. Prior to this, more than 3 sets (including 3 sets) were restricted.

Married people in Shanghai

First, lovers

A before 20 1 1. 1.30, both husband and wife and their parents * * * have no more than 2 sets (including 2 sets).

B, one spouse has 20 1 1. 13 sets, and the other spouse has no room, so he can buy a new house.

Before C.20 11.1.30, one spouse has three sets with his parents, and the other spouse has1set with his parents, so he can buy a new house.

Before d.2011.1.30, one husband and wife had three sets with their parents and the other had two sets with their parents, so they could buy a new house.

E if one spouse exceeds 4 sets (including 4 sets) at 20 1 1. 1, the purchase shall be restricted.

Two, one of the husband and wife is registered in Shanghai, the other is not registered in Shanghai.

A, buy the first person, but need to provide social security for 5 years or 5 years.

B, to buy two sets of real estate licenses, you must have a Shanghai household registration certificate, otherwise it will be restricted.

Note: Social security contracts with five years are not included in the current month, and social security contracts with 63 months are counted forward.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 209 The registration of the establishment of the real right of immovable property takes effect; It doesn't take effect without registration, but outside.

Natural resources owned by the state according to law may not be registered.

Article 210 The registration of immovable property shall be handled by the registration institution where the immovable property is located.

The state implements a unified registration system for real estate. The scope, organization and method of unified registration shall be determined by law.

Article 211 When applying for registration, the parties shall submit the ownership certificate and the necessary materials such as the boundary and area of the real estate.

Article 217 The certificate of ownership of immovable property is the proof that the obligee enjoys the real right of immovable property. The items recorded in the real estate ownership certificate are consistent; If the records are inconsistent, unless there is evidence to prove that the real estate register is indeed wrong, the real estate register shall prevail.

2. What is the Shanghai purchase restriction policy?

Single person analysis: first, you can't buy a house if you have a house under your name. 2.20 1 1 year 1 month 30, if there is no house in my name and there are no more than 2 houses shared with my parents, I can buy a house. 3. Singles have no house, and their parents had more than 3 sets (including 3 sets) 20 1 1 month ago, so they can't buy a house. Analysis of marital status: 1. Both husband and wife are registered in Shanghai. Before a.20111.30, both husband and wife and their parents have no more than 2 houses (including 2 houses) and can buy 2 houses. B, one of the husband and wife has three sets with their parents before 20 1 1 year 1 month 30, and the other party has no room and can buy a house. C. One spouse has three sets with his parents before 20 1 1, and the other spouse has 1, so he can buy a house. D one of the husband and wife has three sets with their parents before 20 1 1 year1October 30th, and the other has two sets with their parents, so they can buy a house. E. One of the spouses had more than 4 sets (including 4 sets) with their parents before 20 1 1 month, and cannot buy a house. Two, one of the spouses is registered in Shanghai, and the other is not registered in Shanghai. A. If you buy the first real estate license, you can go to a non-Shanghai household registration alone, but you need to provide 5-year social security or 5-year tax. B, to buy two sets of real estate licenses, you must have a Shanghai household registration certificate, otherwise it will be restricted. Foreign household registration and purchase restriction policy 1. Single: restricted purchase. Second, the family: you can buy a house, and you must pay social security or individual tax continuously for more than five years.

Third, the Shanghai house purchase restriction policy 2022

Shanghai housing purchase restriction policy 2022: 1. For families who purchase 2 sets of ordinary self-occupied houses to improve their living conditions, the down payment ratio shall not be less than 50%; 2. For families who buy two sets of non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%. Shanghai household registration, purchase restriction policy: single situation analysis: 1, there is a house under a separate name, and it is not allowed to buy a house; 2.20 1 1 year 65438+1October 30, if there is no room in one's name and there are no more than two sets with his parents, he can buy a house; 3. The only one has no house, and he has more than three sets with his parents before 20 1 1 year 1.30, so he can't buy a house. Analysis of marital status: both husband and wife are registered in Shanghai: 1, and both husband and wife have no more than two houses with their parents before 2011October 30; Before 2.20 1 1, 1, one spouse had three sets with his parents, and the other spouse had no room and could buy a house; Before 3.20 1 1, 1, one spouse has three sets with his parents, and the other spouse has 1 sets with his parents, so he can buy a house; Before 4.20 1 1, 1, one spouse has three sets with his parents, and the other spouse has two sets with his parents, so he can buy a house; 5. One spouse had more than 4 sets with his parents before 20 1 1 year 1 month and could not buy a house. Legal basis: Article 3 of the Notice of the State Council on Resolutely Curbing the Excessive Rise of House Prices in Some Cities should strictly restrict all kinds of real estate speculation and speculative house purchase. In areas where the price of commodity housing is too high, rising too fast and the supply is tight, commercial banks may suspend the issuance of loans for the purchase of third and above houses according to the risk situation; Non-local residents who cannot provide local tax payment certificate or social insurance payment certificate 1 year or more will be suspended from issuing house purchase loans. The local people's government can take temporary measures to limit the number of houses within a certain period of time according to the actual situation. Overseas institutions and individuals should purchase houses in strict accordance with relevant policies.

4. How long will it take Shanghai to cancel the purchase restriction in 2023?

This will be implemented in February 13, 2023. The new Shanghai purchase restriction policy will be implemented from 65438+1October 13 in 2023 to 65438+February 13 in 2023.