1. Legal provisions: According to Chinese laws, evasion of debts does not constitute a crime. However, if fraud, illegal fund-raising or other illegal acts are involved, it may constitute a crime and lead to criminal responsibility.
2. Loan contract: the contract agreement between the borrower and the online lending platform, which stipulates the rights and obligations of both parties. If the borrower fails to repay the loan as agreed in the contract, he may be investigated for civil liability, including compulsory execution and other procedures.
3. Recovery method: The online lending platform can take legal measures to recover debts, such as suing the court and collecting them through a lawyer's letter. In this process, if the borrower deliberately refuses to fulfill the repayment obligation, it may lead to legal disputes.
4. Court judgment: Whether you will go to jail in the end requires the court to make a judgment after hearing the case. If the borrower intentionally evades repayment, the court may sentence him to bear corresponding criminal responsibility.
To sum up, owing hundreds of thousands of online loans may not necessarily lead to imprisonment, but violation of laws or contract provisions may lead to criminal responsibility. Borrowers should negotiate with the online lending platform as soon as possible to solve the debt problem, abide by relevant laws and regulations, and avoid legal risks.
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The laws of our country have clear provisions on the behavior of evading debts, such as Article 233 of the Criminal Law and Article 5 1 of the Tort Liability Law. Please contact a professional legal person for accurate legal advice.