There is no agreement fee for the loan of China Everbright Bank. Under normal circumstances, you don't need to pay the so-called agreement fee to apply for a loan from a bank. If you apply for a loan online, if you ask the applicant to pay the agreement fee, it is probably not a formal bank loan, so you must be cautious. Loans handled through formal channels generally do not charge agreement fees.

The loan conditions of China Everbright Bank are:

1. The borrower is 18 to 60 years old and has full capacity for civil conduct.

2 have a stable income and the ability to repay the principal and interest of the loan, and can produce proof of the source of income.

3. The general requirement is a local account.

4. Good credit, no overdue repayment in recent two years.

5, there is a reasonable proof of the use of loan funds.

6. Have certain collateral or a guarantor with good economic conditions and credit.

China Everbright Bank is a national joint-stock commercial bank approved by the State Council and China People's Bank. Founded in August, 1992, it is a subsidiary of China Everbright Group. It was successfully listed on the main board of Hong Kong Stock Exchange on February 20th, 20 13.