Generally, the real estate in Jimo Happiness supports provident fund loans. Generally, provident fund loans can be used, but not all buildings can use all housing provident fund loans.

Only after the developer signs a loan cooperation agreement with the housing provident fund management center can the housing provident fund loan be carried out. At the same time, the developer must have complete five certificates, business license, construction land planning permit, construction land construction permit, registration certificate and pre-sale permit.

The housing supported by the housing provident fund loan includes: commercial housing with capped main structure, existing commercial housing, affordable housing, housing reform housing, fund-raising cooperative housing and second-hand housing.