1, audit telephone number
In general, the working capital is automatically audited by the system, but it may also be verified by telephone. For example, some users' qualifications are not very good, and they just step on the passing line. Weizhong Bank will call to further confirm their qualifications, and usually only answer questions according to the information submitted at the time of application.
Note that making a phone call is only a step in the audit process, and it may not be possible to make a phone call. The comprehensive evaluation results of the system shall prevail. It should be noted that you usually call the applicant, not the contact in the address book, so you don't have to worry about the loan being known by others.
2. Call collection
Weizhong liquidity can repay on time, and will not call unless it is overdue. If the current working capital is successfully repaid before 24:00 on the second day of the repayment date, it belongs to normal repayment. Exceeding this time is overdue, and there will be many consequences, such as penalty interest, liquidated damages and collection.
When I first started in loans overdue, I would call the lender himself to urge repayment. If the overdue time is long, the contact person in the lender's address book will also receive a call. At this time, the lender can't hide the loan, because it needs to be authorized to access the address book when applying.
Weizhong Bank officially opened in 20 14, and it is the first private bank and internet bank in China. Weizhong Bank focuses on providing better and more convenient financial services for small and micro enterprises and the general public, exploring new modes and methods of using financial technology to practice inclusive finance and serve the real economy, adhering to legal compliance and strictly controlling risks.
Weizhong Bank has successively launched micro-loans, micro-loans, micro-car loans, Weizhong Bank App, Weizhong Enterprise AMPAPP, Goose Spending, We2000 and other products, serving more than 250 million individual customers and more than 65.438+0.7 million corporate customers.
Weizhong Bank has carried out technical research on the research and application of the underlying algorithms of key core technologies such as blockchain, artificial intelligence, big data and cloud computing, and became the first commercial bank in China to be recognized as a national high-tech enterprise in 20 17.
Weizhong Bank ranks among the top 100 banks in China, and international rating agencies Moody's and Standard & Poor's give Weizhong Bank "A3" and "BBB+" ratings respectively. Forrester, an internationally renowned independent research company, defines Weizhong Bank as "the world's leading digital bank"