The loan amount of my loan is 300~3000 yuan, the lowest monthly interest rate is 1%~2%, and the loan time is 1 month to 6 months. At the same time, my loan also supports installment repayment, and the longest installment repayment is 6 months. This is the lowest interest rate among college student loan products.

The minimum monthly interest rate of my loan is equivalent to the annual interest rate, which means that the interest rate of this unsecured consumer loan is not high. After all, there are many people with more than 10% to 20%, but the fees include not only interest but also approval fees and related handling fees, which will be automatically calculated when you need to apply on the APP.

Interest calculation

Expenses incurred by borrowing: expenses for the first application for approval; The interests of the lender; Related handling fees; According to your loan type, all expenses will be settled in one lump sum or in installments on the repayment date. Please refer to the calculator page and the contents of the contract for the specific cost amount and calculation.

Interest = principal * interest rate * term+borrowing cost