Definition of first and second suites in Beijing

Many friends must be concerned about the issue of defining first and second suites in Beijing, so let’s talk about this issue in detail below. Bar!

1. I have bought a house with a loan, and after the commercial loan has been paid off, I can then take a loan to buy a house - it is considered my first house in Beijing.

2. I bought a house with a loan, but later sold it. I couldn’t check the property through the house registration system, but I could find the loan record in the bank’s credit system, and then I took out a loan to buy a house - considered my first house in Beijing.

3. Purchased a house with full payment and purchased it with a loan - considered the first house in Beijing.

4. I bought a house with full payment, but later sold it and couldn’t find the property in the house registration system, so I took out a loan to buy a house again - considered my first house in Beijing.

5. If the commercial loan records of two houses under the personal name have all been paid off and the sale can provide two houses for sale at the same time, it will be considered as the first house in Beijing when it is proved that the loan is refinanced in this case.

6. One house under your personal name has a commercial loan that has been paid off, and the other house with a provident fund loan has been sold and you can provide proof of the sale of the house. Apply for a commercial loan and then buy a house - it is considered your first house in Beijing.

7. One of the couple has a house before marriage but no loan record, and the other spouse has loan record before marriage but no real estate in their name. After marriage, they apply for a loan to buy a house - it is considered the first house in Beijing.