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The interest rate is the same as that of housing. Now it's 7.040 discount, depending on your qualifications, but the down payment must be 50%.

2. What is the interest on the loan to buy a shop?

Shops must make a down payment of 50%, and the interest rate is 10%. The so-called 50% is calculated according to the value of the store you want to buy. Shops mortgage is different from ordinary housing mortgage (subject to the property you want to mortgage, the loan amount is generally 65%-70% of real estate assessment value. The interest rate is 15%-30%). The longest loan for a store is 10 year. Because it is an investment property, there is no difference between the first set and the second set. The minimum down payment is 50%, the maximum loan is 50%, and the interest rate will rise at least 10%, depending on personal work income, personal bank credit information and local banking policies, ranging from 10% to 20%. In the case of floating 10%, the interest rate is 7.205% (the benchmark interest rate is 6.55%), and in the case of floating 15%, the interest rate is 7.86% in the case of floating 20%.

3. What is the loan interest rate for the facade house?

Nowadays, more and more people borrow money from banks, but the interest rates of different commercial houses are different. What's the interest rate for the facade loan? Please refer to the following for your reference. Facade room is the floorboard of the ground floor room facing the street, including all residential houses with the property right of the ground floor apartment along the street, or commercial houses with business property right. Therefore, the nature of the use of the house or the nature of the land is not the factor that defines the facade house. Appearance room, just a verbal term, has no strict legal meaning or professional term explanation, which is a conventional saying. When applying for personal commercial housing loans, the actual loan interest rate that can be applied for needs to be comprehensively priced in combination with business types, credit status, guarantee methods and other factors, and can only be determined after approval by the handling outlets. At present, the benchmark annual interest rate for applying for loans for facade houses is 0-6 months (including 6 months) and the annual interest rate is 4.35%; 6 months-1 year (inclusive), with an annual interest rate of 4.35%; 1-3 years (including 3 years), with annual interest rate of 4.75%; 3-5 years (including 5 years), with an annual interest rate of 4.75%; 5-30 years (including 30 years), with an annual interest rate of 4.90%; The loan interest rate needs to be comprehensively priced in combination with business varieties, credit status, guarantee methods and other factors, and can only be determined after approval by the handling outlets.

4. How much is the store mortgage interest rates now?

Benchmark interest rate rises 10%. How many years is the loan with an annual interest rate of 6.534%? The matching principal and interest is 1250.93 yuan. Such as decreasing 5 yuan every month.