After the student loan is completed, you can apply for a loan and you must meet the loan conditions before you can apply for a loan. When the loan is completed, it must be repaid on time and cannot be overdue.

If it is overdue, it will bear the penalty interest, and the personal credit report will leave bad records.

Loan preparation conditions:

1, if you want to have a fixed income, it depends on the salary details;

2. At least 18-65 years old;

3 loans for business or car purchase, there must be a guarantor and mortgage;

4. Good credit information.

Materials to be prepared for the loan:

1. Lender ID card;

2. The credit information of the lender in the past six months, and the credit information is good;

3. The bank card under the lender's name has been flowing for nearly half a year without interruption;

4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);

5. Income certificate issued by the lender's work unit;

6. Social security, insurance policies and provident funds can also be loaned.

If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.