Financial institutions with a monthly interest rate of 3% can also charge service fees, consulting fees, consulting fees, management fees and other forms of fees.

The so-called interest rate of 3% refers to the monthly interest rate of 0.3% and the annual interest rate of 3.6%. For example, if the loan is 654.38+00000 yuan and the interest is 3%, then the interest of the loan for one month is 30 yuan. It can be seen that such interest rates are still very low, and few loans can achieve such low interest rates.

4. What are the fees for second-hand car loans?

Different banks have different regulations on second-hand car loans, and the same bank and different cities will be different. Ping An Bank provides second-hand car loans. Except for interest, the application for approval and vehicle evaluation are free, and the bank does not charge any other fees.

If you need funds, you can log in to Ping An Pocket Bank APP- Finance-Loan-Car Loan, and try to apply or consult the local car loan branch.

Reply time: 202 1-02-22. Please refer to the latest business changes announced by Ping An Bank in official website.

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