The capital cost of doing business is relatively high, so you can consider staging. After all, the interest rate of real estate is still lower than that of social loans.

If you suggest buying a house by stages, you can repay the loan by rent, rent it after simple decoration, and repay the mortgage with the tenant's rent. This is also the new situation of financial management now.

If the funds are sufficient, of course, consider the full amount, saving a lot of service fees and interest.