It is issued by the bank signed by the loan company.

Xiaomi Finance is a financial technology service platform under Xiaomi Group. The business lines involve consumer credit, third-party payment, Internet financial management, Internet insurance, supply chain finance, financial technology, virtual banking and overseas sectors. It has launched Xiaomi Finance APP, Xiaomi Loan APP, Xiaomi Wallet APP, etc. to the majority of users. Standalone application software.

Loan means that banks, credit unions and other institutions lend money to units or individuals who use the money, and generally stipulate interest and repayment dates.

Loans in a broad sense refer to the general term for lending funds such as loans, discounts, and overdrafts.

Banks invest the concentrated currency and monetary funds through loans, which can meet the society's need for supplementary funds to expand reproduction and promote economic development. At the same time, banks can also obtain loan interest income. , increasing the bank’s own accumulation.