Imagine that if the bank never lends again, then the buyers can only buy the house in full, and I feel that the house price will definitely fall. So sometimes we have to consider a problem from the whole macro perspective. If the bank does not lend money, then everyone's money may feel a little tight, and everyone may not buy a house. However, at this time, developers can only reduce prices to meet a basic condition, that is, everyone's deposits. Only when it falls can people buy a house in full, but at this time, house prices will definitely fall a lot.
But there will also be another abnormal phenomenon, that is, if banks don't lend, house prices will definitely rise quickly, because whoever has money can buy a house. At this time, it will also stimulate the economic development of a place or stimulate the whole economic circle to drive everyone's life direction. In fact, after anything happens, he will have duality, which shows that the benefits brought by holiness are just a simple game. It depends on how you understand it.
Maybe everyone will be lucky, and even a large number of people will think so. Although the bank will not lend money now, it can only pay in full. So if someone just needs it, such as getting married or buying a house, they can settle down in this scheme, then some of them can only struggle and achieve some life they want, so this also reflects some basic principles on the other hand. Everything has two sides.