First, how to repay the Nanjing Provident Fund loan Before the deduction date, the monthly repayment amount will be credited to the repayment bank account, and then the bank will automatically deduct it every month, so that our repayment is completed. Second, Nanjing provident fund loans paid housing provident fund workers, in the purchase, construction, renovation, overhaul of their own housing, can apply for housing provident fund loans to the housing provident fund management center. Three. Nanjing provident fund loan application materials 1. Certificate of deposit and use of off-site loan provident fund II. Repayment account 3. Loan collection account information 4. Loan guarantee information. Certificate of loan use. Proof of down payment. Proof of marital status. Workers who apply for Nanjing provident fund loans to pay housing provident fund in accordance with the first paragraph of Article 26 of the Regulations on the Administration of Housing Provident Fund occupy their own houses during the period of purchase, construction, renovation and overhaul. Notice on Developing Personal Housing Loan Business of Housing Provident Fund (JJ20 14 148) Article 1 Employees who have paid the housing provident fund in full for more than 6 months may apply for personal housing loan of housing provident fund. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management center of the original deposit place. Housing provident fund loans are for paid employees who purchase the first set of self-occupied housing or the second set of improved ordinary self-occupied housing. The housing provident fund management center shall not issue housing provident fund personal housing loans to the families of paid workers who purchase the third and above houses. The housing provident fund management center only accepts provident fund loans for the first and second suites. If a family or individual applies for a provident fund loan for the third suite, then the housing provident fund management center will not accept it. We can only take other loan channels.
Legal objectivity:
Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.