Small loan companies have no financial license, and although they are engaged in loan business, the relevant state departments have not managed them as financial enterprises. Therefore, before the introduction of the new policy, commercial banks provide loans to small loan companies, and the interest income of loans needs to pay business tax normally. \x0d\x0d\ financial enterprises: \ x0d \ refers to enterprises that need to obtain financial business licenses granted by financial supervision departments, including policy banks, postal savings banks, state-owned commercial banks, joint-stock commercial banks, trust and investment companies, financial asset management companies, financial leasing companies and some financial companies that need to obtain banking business licenses; Securities companies, futures companies and fund management companies that need to obtain securities business licenses to practice; All kinds of insurance companies that need to obtain insurance business licenses.