Some banks in Shenzhen raised the mortgage interest rate, which naturally affected the enthusiasm of some buyers. Higher loan interest rate means higher cost of buying a house. Now the property market transactions are being curbed, because many banks in Guangdong are raising mortgage interest rates because the mortgage amount is not enough.

The amount of housing loan is limited. In the past, there was basically no limit on the amount of house loans, that is, if you want to borrow money, you can have a stable income and then repay it regularly. But now, due to the influence of the quota, some banks have no mortgage, because there is no quota limit. Because the central bank's father said that the bank loans released in the first few months of this year should not exceed the average of the fourth quarter of last year, which means that they should not exceed the whole year of last year.

Since the loan amount is limited, the loan interest rate will naturally rise, because selling goods in the market is the same principle, except that the seller provides goods and the bank provides loan services. Because you buy something in the market, there are only 50 businesses today, and many people want to buy it. Is it normal for him to raise the price of this product, because it can still be sold after the price increase, and some people are willing to buy it. Since there is very little published,

For ordinary property buyers, it is obviously not very good, because ordinary property buyers are strong. Guangdong and Shenzhen raise funds and big cities buy their own houses. Their own economic strength is basically not enough, and they all need loans. But now that the loan amount is available, the loan interest rate cannot rise, which has a great impact on those who just need to buy a house. Originally, the house they bought was 5 million plus 8 million to 9 million to repay the loan.

If you don't just need to buy a house now, try not to buy a house, because the current means of regulating the property market is still unimaginable. Many places are restricting the amount of mortgage loans and raising the interest rate of mortgage loans, saying that it is to curb the real estate speculators' actions to drive up housing prices. But now this severe blow may sometimes hurt innocent people, because many buyers are normal buyers, but because of the limit of mortgage loans, the interest rate has increased, and his purchase cost has increased.