Hello, commercial loans are all started at a minimum of 50%, and the requirements are basically 1. They have legal status. 2 have a stable income, good credit, and the ability to repay the loan principal and interest. 3. There are legal and effective contracts and agreements for the purchase, construction and overhaul of houses and other supporting documents required by the lending bank. 4. Self-raised funds of more than 30% of the total price of the purchased house (20% for self-occupied houses with a construction area of less than 90 square meters), and guarantee to pay the down payment of the purchased house. 5. There are assets recognized by the loan bank for mortgage or pledge, or (and) legal persons, other economic organizations or natural persons with sufficient compensation capacity as guarantors. 6. Other conditions stipulated by the lending bank. I recommend a property for you. Jie Fangbei 18 1 only needs a down payment of 50%, and there is no monthly payment.