If you have a job, you can apply for a small-wage loan at a local loan guarantee company or bank. As long as the information is fully prepared and the bank is efficient, it can lend money on the same day at the earliest. It usually takes 3 to 5 working days.

Loan preparation conditions:

1, if you want to have a fixed income, it depends on the salary details.

2. At least 22-55 years old,

3. If the loan is used for business or car purchase, there must be a guarantor and mortgage.

4. No bad credit record.

Materials to be prepared for the loan:

1. Lender ID card;

2. The credit information of the lender in the past six months, and the credit information is good;

3. The bank card under the lender's name has been flowing for nearly half a year without interruption;

4. Lender's residence certificate (rental contract, real estate license, water, electricity and gas invoices for the last three months)

5. Income certificate issued by the lender's work unit.

6. Social security, insurance policies and provident funds can also be loaned.

If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.