With the improvement of people's living conditions, there are many applications for loans every year under the condition of relaxed audit. Regardless of the loan, users need to submit proof of income and bank flow to the bank. Fragments? Can I use color scanning to print?
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When you apply for a loan or credit card from a bank, you will be required to provide proof of income issued by the unit. One of the main functions of proof of income is to prove the financial strength of the loan applicant. The income certificate of bank housing commercial loan must be original.
No matter how complete the materials brought by the loan applicant are, the income certificate can only be original, not scanned copies such as photocopying and color printing. If the income certificate issued by the loan applicant is not the original, then the bank cannot pass it and it is an invalid certificate. Everyone should also pay attention to the proof of income in the unit finance, and must stamp it.
When applying for mortgage, the loan applicant only needs to provide the financial seal or seal of the unit.
In addition, if you want to satisfy the bank in confirming income, the bank running water may be more useful than the income certificate. Because proof of income can contain too much money, banks may trust the figures on the bank flow of loan applicants more than proof of income.
The above is the sharing of "Do you want the original income certificate?". I hope I can help you! Second, do you want the original income certificate? I'll give you the answer in a minute!
With the improvement of people's living conditions, many users plan to apply for loans when the bank loan review is relaxed at the beginning of the year. Whether applying for mortgage or car loan, users need to submit proof of income and bank flow to the bank. A friend asked, do you want the original income certificate? Can I use color scanning to print?
Do you want the original income certificate? When you apply for a loan or credit card from a bank, you will be required to provide proof of income issued by the unit. An important function of income proof is to prove the financial strength and repayment ability of the loan applicant. According to the requirements of a bank's housing commercial loan procedures, the income certificate provided by the loan applicant must be original. No matter how complete the materials brought by the loan applicant are, the income certificate can only be original, not scanned copies such as photocopying and color printing. If the income certificate issued by the loan applicant is not the original, then the bank cannot pass it and it is an invalid certificate. Everyone should also pay attention when issuing the income certificate in the unit finance, and it must be stamped with a "fresh seal" to be effective. When applying for a mortgage, the loan applicant only needs to provide proof of income, and the seal must be a financial seal or an official seal of the unit, and it must be a round seal. In addition, I need to remind you that if you want to satisfy the bank in confirming income, the bank running water may be more useful than the income certificate. Because proof of income can contain too much money, banks may trust the figures on the bank flow of loan applicants more than proof of income. The above is the sharing of "Do you want the original income certificate?". I hope I can help you!
3. How does the village committee issue the income certificate?
Just state the source and amount of income.
1, income certificate, is a kind of economic income certificate that China citizens need in their daily production, life and business activities. Generally, visas, bank loans, credit cards, etc. are required to be issued by relevant units. The connotation of personal income certificate. 2, including wages (generally refers to the total annual income), a copy of the old-age insurance payment, proof of own property, proof of private vehicles, a copy of a large passbook, foreign exchange, bonds, gold securities accounts, a large life pension dividend policy, etc. 3. When applying for a credit card or handling other banking business, proof of income is an indispensable proof. 4. Many people don't know what the standard income certificate is when they ask the company to issue it, which makes many income certificates unusable. It is one of the main reference contents of the initial credit limit in credit card audit, which directly reflects the repayment ability of the handling personnel.