Legal analysis: after marriage, the mortgaged house can only be named after the mortgage is paid off. Because the house has been loaned, the house is now in a mortgage state. In the mortgage state, the name of the owner of the house cannot be changed. This means that the name of the real estate license cannot be changed before the repayment is over. The whole house can be named at any time.

Legal basis: Article 37 of the Detailed Rules for the Implementation of the Provisional Regulations on the Registration of Real Estate. To apply for the registration of the change of state-owned construction land use right and house ownership, the following materials shall be submitted according to different situations: (1) Certificate of real estate ownership; (2) changed materials; (three) the approval documents of the people's government or the competent department with the power of examination and approval; (four) the contract or supplementary agreement for the assignment of the right to use state-owned construction land; (five) payment vouchers such as the transfer price, taxes and fees of the right to use state-owned construction land; (6) Other necessary materials. Article 38 To apply for the registration of the right to use state-owned construction land and the transfer of house ownership, the following materials shall be submitted according to different situations: (1) Certificate of ownership of immovable property; (2) Contracts for sale, exchange and gift; (3) materials inherited or bequeathed; (4) Separation and merger agreements; (5) Legal documents that come into force by the people's court or the arbitration commission; (six) the approval documents of the people's government or the competent department with the power of examination and approval; (7) Relevant tax payment vouchers; (8) Other necessary materials. If the real estate sales contract should be filed according to law, the applicant shall submit the filed sales contract when applying for registration.