can

"The first suite did not use the provident fund loan, so you can use the provident fund loan to buy the second suite. However, you should analyze whether your house belongs to the second suite. Because the house belongs to the second suite, your house does not enjoy the first suite discount. Moreover, if your house loan is not paid off, you will have to repay the loans of two houses at the same time, and the pressure will be even greater. So, I don't recommend you to do this. Although provident fund loans are cheaper than commercial loans to buy a house, the monthly repayment amount is not small, it is ok and cherished. "