CreditEase Finance is the leading Internet auto finance technology platform in China. CreditEase Group has invested more than 654.38 billion yuan from JD.COM, Che Yi, Tencent and Baidu. Yixin Finance is a professional Internet auto company in China. It mainly provides auto finance services such as second-hand loans, car owners' loans, new car loans and auto insurance. The investment scale is nearly 20 billion, and the amount of online application funds exceeds 2 billion every day. The business scope covers more than 300 cities across the country, so it is also formal and reliable.
CreditEase car loan has several options for consumers to choose from, namely, one card, extremely fast financing, happy financing and two cartoons, as follows. You can apply through the customer service telephone number 4000-598-598 of Yixin Automobile Loan, and then the customer service specialist of Yixin Automobile Loan will further verify the situation and assist the owner to handle the corresponding procedures. After the loan is completed, you can drive the car home directly.
You can also choose to apply for staging on Taobao. The specific method is as follows:
1. Search for car purchase by installment on Taobao official website page, and then choose your favorite financial products to make an appointment. You can also call the financial customer service hotline 10 100028 for consultation.
2. The customer service will know the basic situation of the customer at the first time, arrange the exclusive wealth management specialist and recommend the appropriate wealth management products. At this time, the financial specialist will assist the customer to handle the corresponding procedures.
3. Materials required for the installment of Yixin car loan: ID card, household registration book, marriage certificate, bank account, real estate license, income certificate, etc. The product information of different financial institutions may be slightly different, which needs to be provided according to the standards of financial institutions.
If you want to buy in installments, financial institutions generally require that the car age is less than 5 years, the mileage is within 65,438+10,000 kilometers, and the transaction price is 80,000 yuan. After the installment, the repayment amount should reach the designated repayment card in advance every month according to the monthly repayment date in the loan contract signed with the financial institution, and the financial institution will deduct the money on time every month.
With regard to the interest of Yixin auto loan, Yixin Finance launched the auto finance brand of Chelaicai, with a mortgage period of no more than 8 years, and the current valuation is more than 30,000 yuan, and the mortgage fee is charged by the local vehicle management office. Chelaicai monthly interest products: 0.6%, 0.82%, 0.99%, 1. 12%. In addition to interest, GPS should be installed, and the GPS equipment fee will be included in the contract amount. Other approvals and vehicle evaluations are free of charge. Generally, the loan can be 200,000-300,000, up to 80% of the fixed car price, and the financing period is up to 3 years.