The loan house can be mortgaged and transferred to someone else's name. The borrower needs to apply to the original loan bank to transfer the personal housing loan mortgaged to the bank, that is, to change the loan term and the borrower, that is, to change the borrower. If the borrower changes, the borrower will naturally change.

Legal basis:

Article 209 of the Civil Code stipulates that the establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law. Natural resources owned by the state according to law may not be registered.

To sum up, the loan house can be lent to someone else's name, and you need to apply to the bank for related matters.