If you are sure to be sued, you will receive a subpoena from the court. The contents of the summons will inform you of your right to testify and reply. The general court will conduct mediation procedures first. If mediation fails, the court will hold a court session, make a judgment based on the evidence provided by both parties, and then perform their respective obligations according to the judgment results. The above is the procedure of the court after being sued, for reference only.

Legal analysis

According to the description of the problem, "a credit cooperative loan has not been prosecuted" belongs to a private lending dispute. Once the credit cooperatives sue, mediation will be conducted under the auspices of the court. If the two sides reach an agreement, a new loan relationship will be formed. If mediation fails, the court will make a judgment based on the facts of the loan. Whether the borrower has the repayment ability does not affect the court's decision. After the judgment of the court, if the borrower fails to perform within the time stipulated in the judgment, the successful party can apply for enforcement. In the process of implementation, the court will also require the borrower to provide a property report. When declaring property, please don't take the risk of concealing it, but be sure to provide your own property information truthfully, because the court can verify and monitor the borrower's property status and income source through other channels. If the borrower has the ability to perform, but refuses to perform, or transfers or conceals property, the borrower may be included in the list of people who have lost their trust, restricting their high consumption behavior, and may even be sentenced for refusing to execute the judgment.

legal ground

Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 1 The term "private lending" as mentioned in these Provisions refers to the financing behavior between natural persons, legal persons and unincorporated organizations. Article 3 of the Civil Procedure Law of People's Republic of China (PRC) The provisions of this Law shall apply to the people's courts in accepting civil lawsuits brought by citizens, legal persons, other organizations and their property relations and personal relations. Article 4 This Law must be observed in civil litigation within the territory of People's Republic of China (PRC). Article 144 If the defendant refuses to appear in court without justifiable reasons after being summoned by a summons, or withdraws from court without the permission of the court, he may make a judgment by default. Article 9 In trying civil cases, the people's courts shall conduct mediation on the basis of voluntariness and legality. If mediation fails, a judgment shall be made in time. Article 226 If the people's court fails to execute the application for execution for more than six months from the date of receiving the application for execution, the executor of the application may apply to the people's court at the next higher level for execution. After examination, the people's court at a higher level may order the original people's court to execute it within a certain period of time, or decide to execute it by itself or instruct other people's courts to execute it. Article 313 of the Criminal Law of People's Republic of China (PRC) refuses to execute the judgment or ruling of the people's court, and if the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined. If a unit commits the crime mentioned in the preceding paragraph, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.