It is the corresponding measure taken by Ping An Pratt & Whitney to use insurance claims after the E loan of Ping An Pratt & Whitney House is overdue for 80 days. According to the relevant information of Ping An Pratt & Whitney official website, if the borrower is overdue, Ping An Pratt & Whitney will take corresponding measures according to the contract, such as sharing overdue information with credit reporting agencies, making claims with insurance and taking post-loan management measures. Using insurance claims to deal with overdue problems means that when borrowers are overdue, Ping An Pratt & Whitney activates relevant insurance clauses, obtains compensation from insurance companies and reduces their losses.