The lender is you. If the company defaults maliciously, your credit record will be bad, and you will never want to borrow money from the bank again. Even some loan companies are now checking credit information.
I lent the money I borrowed in my own name to the company. The company closed down, how can I pay back the money?
It depends on whether it is corporate debt or personal debt. If it belongs to the creditor's rights advocated by the public in bankruptcy liquidation, if it is a personal debt, the parties can only find someone to repay it. If the bankruptcy property is insufficient to pay off, it shall be distributed in proportion.
Legal analysis
After the company goes bankrupt, the creditors can apply for a business license, carry out liquidation according to law, take people's action: 1, and write a letter with the number of copies of 1. Copy of ID card; If the defendant is a company law and other units, a copy of the business license, a copy of the identity certificate of the legal representative of the company and a copy of the organization code certificate shall be submitted; 2. A copy of the business license, the identity certificate of the legal representative of the company and the organization code certificate shall be submitted to the people's court and judicial organ of the defendant's domicile. 3 copies of evidence materials, civil judgments, rulings, criminal judgment and rulings shall be executed by the property enforcement department or the people's court at the same level as the people's court of first instance. Other legal documents executed according to law shall be executed by the people in the place where they were made. (2) Now that the company has revoked its business license, it needs to be liquidated according to law.
legal ground
Article 113 of the Enterprise Bankruptcy Law of the People's Republic of China, after the bankrupt property uses its debts for profit, it shall be paid off in the following order: (1) The pension expenses owed by the bankrupt to the employees are included in the pension insurance and basic medical insurance expenses, unless otherwise stipulated by laws and administrative regulations; (2) The tax owed by the bankrupt, except the tax owed by the individual specified in the preceding paragraph; (3) Ordinary bankruptcy claims. If the bankruptcy property is insufficient to pay off the wages of directors, supervisors and senior managers in the same liquidation industry, it shall be calculated according to the average wages of employees in this enterprise.
3. Is it necessary to pay interest when the loan company goes bankrupt?
It is necessary for the loan company to continue to repay the loan and interest.
I lent the money I borrowed in my own name to the company. The company closed down, how can I pay back the money?
If you borrow money in a private name, the lender is you, which has nothing to do with the company, and the repayment person is you, so the borrower will not find someone else to repay. Who you lend money to has nothing to do with the borrower. Lending money to the company is a matter between you and the company, which is another legal relationship. Now that the company has closed down, you have to find a way to repay the loan. At the same time, you have to ask the bankrupt company for money. If you lend it to the company, it will go bankrupt and liquidate. As a creditor, you can share the company's property equally.