1. Liaoyang Branch of Liaoshen Bank, formerly known as Liaoyang Bank, was established in May 1998. It is a joint-stock commercial bank with independent legal personality composed of state-owned shares, corporate legal person shares and natural person shares. 20 10 on April 23rd, it was officially approved by China Banking Regulatory Commission, and changed its name to "Liaoyang Bank Co., Ltd.", hereinafter referred to as "Liaoyang Bank". On September 30th, 20021year, official website, CBRC, approved Liaoshen Bank to absorb and merge Yingkou Coastal Bank and Liaoyang Bank.
2. Since its establishment, Liaoyang Bank has adhered to the business philosophy of "caring for services and accompanying growth", adhered to the market positioning of "small and medium-sized micro-cooperative banks, banks closest to citizens and banks serving agriculture, countryside and farmers", and strengthened internal control under the guidance of Scientific Outlook on Development. Taking scientific and technological progress as the driving force and building a good corporate culture as the goal, we should emancipate our minds, renew our concepts, be determined to reform and innovate, constantly improve the level of refined management, and strive to build a characteristic enterprise system. It has realized the fundamental transformation of management system, operation mechanism, service function and social image, realized the coordinated development of capital, scale, quality, benefit and management, and cast the enterprise soul of honesty, responsibility, value, struggle and growth. It has become the first bank brand in Liaoyang with the largest assets, the best economic benefits and supporting local economic construction.
At the end of 3.20 10, the total assets of Liaoyang Bank were 32.745 billion yuan, which was 3.7 times that of its establishment. The balance of deposits was 29.657 billion yuan, which was 65.438+0.3.1times of that at the time of establishment, accounting for 33.90% of the peers in the city. The loan balance was 65.438+0.934 billion yuan, which was 654.38+03.3 times of the initial stage, accounting for 36.45438+0% of the peers in the city. The operating profit was 565 million yuan, and the tax paid was 222 million yuan; The number of enterprises with accounts, total profits, agency business and the proportion of peers all rank first in the city. Capital adequacy ratio 13. 16%, core capital adequacy ratio 12.58%, and provision coverage ratio of 37 1.37%. All business indicators have reached the best level in history, and all regulatory indicators are in the forefront of the same industry in the province. It has successively won many national honors such as "National Worker Pioneer", "National March 8th Red Flag Collective", "National Women's Civilized Post", "China Banking Civilized and Standardized Service Demonstration Unit" and 5 1 provincial honors such as "Liaoning Province". May 1st Award, advanced unit and outstanding enterprise unit of ideological and political work in Liaoning Province. It has been awarded the honorary titles of "excellent service unit for economic development", "top ten taxpayers", "advanced unit for promoting employment and social security" and "advanced unit for poverty alleviation and development" by the city. He served as the party committee and municipal government for many years. It has created the brand image of "small and medium-sized micro-enterprise cooperative bank, the bank closest to citizens and the bank serving agriculture, countryside and farmers", which has made important contributions to promoting local economic construction and regional financial stability.
4. Looking ahead, Liaoyang bankers will further enhance their sense of responsibility, mission and urgency, and fulfill the mission of "being responsible for depositors, realizing the common growth of banks, shareholders, customers and employees, and creating sound economic and social development". Social benefits ",standing at the height of the development of the whole region and industry, taking the road of differentiation and characteristics, has been moving towards the goal of a good bank with refined management, distinctive operation, good financial performance and good social reputation.