When applying for a mortgage loan, whether the bank will look at the stock market value first depends on whether the bank can see the stock market value. If the third-party depository is not bound to the bank applying for the mortgage, the bank cannot see the market value of the stock, so this is not important.
Applying for a mortgage loan generally depends on the applicant's credit status, and then the applicant's bank statement information, etc. If you are an office worker, it usually depends on your salary flow. Then there is the applicant’s work situation. Banks will also pay attention to age. Mainly these aspects.