Nanjing provident fund loan policy
Nanjing has improved the withdrawal of housing provident fund to pay the rent of commercial housing for employees without housing, and adjusted the monthly withdrawal amount of unmarried employees from 900 yuan to 1.200 yuan, and the monthly withdrawal amount of married employees from 1.800 yuan to 2,400 yuan.
Matters needing attention in buying a house with provident fund loan
1, husband and wife provident fund loan
If both husband and wife use provident fund loans to buy a house, both husband and wife can't apply for provident fund loans to buy a second house, no matter whether they apply for provident fund loans before or after marriage, as long as one of them has an outstanding loan record in the provident fund center system.
2. The second set of housing provident fund loans
If the borrower has already used the provident fund loan when purchasing the first suite, he can't apply for the provident fund loan to buy the second house again before the provident fund loan is paid off, but he can only apply for the provident fund loan again after paying off the last house loan.
Don't use the provident fund before applying for a loan.
The lender shall not use the balance in the provident fund account before applying for the housing provident fund loan. If you withdraw the balance of the provident fund to pay the house payment before the loan, the balance of the provident fund in the provident fund account is zero, which means that your provident fund loan amount is zero.
Summary: The above is the policy of Nanjing provident fund loan and the matters needing attention in buying a house with provident fund loan. I hope it will help everyone. For more information, please keep an eye on Qijia. com。