Ants can borrow money when they open it.
2. What loan platforms does Alipay have?
The platforms that can borrow money on Alipay include ant loan, online business loan, installment loan, and good-term loan. Different loan platforms need different loan conditions and loan quotas. Users can choose a platform according to their own actual situation, and generally choose a platform with low interest when choosing a platform.
When the user borrows money from Ant Lending Treasure, the system gives the quota according to the comprehensive data of the user. Users can borrow money within this limit, and they can choose different periods when borrowing money. Different users pay different interest when ants borrow money. After the loan is repaid on time, the amount can be increased and the loan interest rate can be reduced.
Online business loan is a pure credit personal loan with the longest repayment period of 12 months. During the loan period, interest shall be calculated on a daily basis. In case of loans overdue, the corresponding penalty interest will be charged, and the penalty interest will be charged daily at 1.5 times the normal interest rate. It should be noted that online business loans will be granted as long as they are overdue, and they may not be able to re-lend in the future.
Users must think about their repayment plan before using Alipay platform to borrow money. If individuals don't have a good income to support repayment in the future, they should be cautious in borrowing money to avoid unnecessary troubles for individuals who can't repay on time in the later period, and it will also affect personal credit information after the deadline.
3. What loan platform does Alipay have?
Alipay's loan platforms are:
1, ants borrow it:
Ant lending is a well-known lending product on Alipay. If the sesame credit score is above 600, you will have the opportunity to apply. The maximum loan amount is 300,000 yuan, and the daily loan interest rate does not exceed five ten thousandths.
2. Alipay Life Number:
Many lending institutions have set their own official life numbers on Alipay. Borrowers can search and pay attention to these official life numbers on Alipay, and can apply for loans in the service column, such as Zhao Shi Loan and Guangfa Bank Loan.