What materials do you need to buy a house to withdraw the provident fund?
1, original and photocopy of the house purchase contract or house purchase agreement.
2. Purchase the original and photocopy of the invoice.
3. The original and photocopy of the employee's ID card shall be extracted from the provident fund.
4. Provident fund withdrawal from employees' own bank savings accounts and provident fund withdrawal from employees' spouses. In addition to the above information, it is also necessary to provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the main buyer's provident fund withdrawal record.
How long can I withdraw the provident fund after buying a house?
1. In the case of mortgage to buy a house, the bank/provident fund has lent money and obtained the purchase contract, loan contract and purchase invoice. Second-hand housing needs a tax payment certificate, which will be withdrawn during the loan period. If you buy a house in full, get the above information and withdraw it within two years after payment.
2. One-time payment for house purchase: for one-time house purchase, you need to provide materials to withdraw the provident fund within one year after the house purchase, and you can only withdraw it once.
3. Buying a house by loan: you can withdraw the provident fund once a year until the loan is paid off, and the amount withdrawn from each house cannot exceed the repayment amount of the loan in that year.
Provident fund withdrawal process
1. If you want to withdraw the provident fund, employees must first apply to the unit, and the unit will review the relevant certificates submitted by individuals. In line with the extraction conditions, the unit shall fill in the "Approval Form for Individual Extraction of Housing Provident Fund" and affix the reserved seal.
2. The handling personnel of the unit or individual employees carry the original, photocopy and relevant certification materials of the Approval Form for Individual Withdrawal of Provident Fund to the Provident Fund Center (hereinafter referred to as the Provident Fund Account Opening Center) for approval. After the approval and entry of the provident fund center, the special seal for approval of provident fund will be stamped on the Approval Form for Individual Withdrawal of Provident Fund filled out by the unit.
3. The handling personnel of the unit or individual employee can handle the transfer business with the Approval Form for Individual Withdrawal of Provident Fund approved by the Provident Fund Center and the Transfer Certificate of Housing Provident Fund Management Center filled in and signed by the unit. The provident fund center will transfer the housing provident fund applied by employees to its basic settlement account, and the unit will take it out and distribute it to employees.