"Use the money from the mortgage house to buy collectibles. In a few months, the market will be booming, and we will triple. When the house is released, you can earn millions by sitting at home. " Mortgage the house, participate in this health care product project, eat health care products for free for life, and give you 3000 yuan interest every month. Take part in our house-to-house pension project, mortgage the house, live in your own house, and earn 5000 yuan a month.
Don't be fooled by dazzling investment and wealth management products and mortgage the house. Once the capital chain of these companies breaks, you can't repay the principal and interest of the house loan, and your property will be taken away by the small loan company.
Second, don't sign a blank contract.
"You sign first, I go back to fill in the contract. They are all routine operations, no risk, don't worry. " Don't trust the salesmen of wealth management companies and small loan companies easily. If a loan contract is signed, it is not a verbal agreement that "the mortgage loan will arrive at any time and interest will be paid every month".
The salesman will write "the loan term is one month" on the blank contract. A month later, the small loan company will determine that it is in arrears with the repayment of the principal and start to deal with the real estate. Therefore, when signing the contract, you must read it page by page, fill in the contents and confirm it before signing.
Third, carefully sign the notarized documents.
"When you arrive at the notary office, it is a public place. This place can't deceive people." If you have this mentality, you are all wet. Liars who implement "routine loans" can take advantage of people's inattention. When you arrive at the notary office, you have to identify what kind of agreement and contract you signed.
Perhaps the notarial certificate is a power of attorney authorizing others to sell the house, and others can sell your house without knowing it. In addition, we must pay attention to the opinions of notaries. If you don't understand or understand, ask in time. When you get to the notary office, you can't be pushed around. You must pull yourself together.
Fourth, be careful when you arrive at the real estate trading center.
In the real estate trading center, the salesman of the small loan company asked him to sign the house transfer formalities without reading the agreement or the documents for handling the business. He blindly listened to the deception of the salesman of the small loan company that it was nothing but routine registration, thinking that it was mortgaged property, but if he was not careful, the property could be registered in someone else's name.
When you arrive at the housing transaction center, you should also pay attention to the signed contracts and business documents. Don't blindly listen to the arrangement of the salesman of the small loan company. The house can be given away to others with a stroke of the pen.
Fifth, choose formal financial institutions to mortgage real estate.
Mortgaging real estate is a normal economic activity, so we must be cautious when selecting loan companies. Small loan companies that specialize in "incurable diseases" housing mortgage loans seem to be able to solve the urgent needs, but while putting money in their pockets, they also bring risks to themselves.
When mortgaging housing loans, you must choose legal and formal financial institutions such as banks. Once you find yourself beheaded, maliciously dunned, and "missing", you must doubt whether you have fallen into the scam of "routine loan". When this happens, you should call the police to stop the loss at the first time to prevent the house from being sold maliciously.
People's Government of Shuangshui Town, Xinhui District, Jiangmen City-Is the mortgaged house gone? Be careful of routine loans!