Legal analysis: 1. A legal person is a fictional person, and it must express its will through a natural person, so the legal representative is the person who can represent the legal person, so it is also called the legal representative, and he is the chairman or executive director in the company. Lend money in the name of the company and engage in legal business activities.

2. As for whether the enterprise can change the legal person after the loan, the legal representative can be changed after the loan.

Legal basis: Article 13 of the Company Law of People's Republic of China (PRC), the legal representative of the company shall be the chairman, executive director or manager as stipulated in the articles of association, and shall be registered according to law. Where the legal representative of the company changes, it shall go through the registration of change.