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What materials are needed for housing loan?
1. ID card and household registration book of the borrower and spouse; (used to judge age access and judicial intervention)

2. Marriage certificate (used to judge whether the ownership of the mortgaged property is clear);

3. Real estate license (used to evaluate and judge the type, age and regional access);

4. Copy of the company's business license (used to judge the type of experience, years, jurisdiction, relevant access, etc.). ).);

5. Other property of the borrower's family (proof of assets and whether there are other residences)

6. Proof of use of office space (such as real estate license, lease contract, etc. );

7. Personal flow and company account flow of the borrower and spouse in the past six months (proving operation and liquidity);

8. Upstream and downstream contracts (2 copies each, the other party is not an affiliated company);

9. Official seal, legal person, etc. ;

10. Tripartite payment contract;

1 1. Photo of the payee's ID card in the payment contract;

12. photos of the front and back of the payee's bank card;