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China Merchants Bank Social Security Loan Conditions

Pay social security continuously for more than 6 months without interruption, and the payment base at the same time is greater than 3,000 yuan. Must be a Chinese resident aged 22-55, with full capacity for civil conduct. The applicant has a stable job, and the employer purchases social security and provident funds for the individual. The applicant has good personal credit, and has no bad records such as overdue payments.

The place of work and the place of application, the place of work and the place of social security payment are in the same city. The applicant has stable economic income and corresponding repayment ability, has a fixed residence in the loan location, and can provide proof of address. The applicant has no overdue record and has the ability to repay the loan principal and interest on time.

The full name of China Merchants Bank is China Merchants Bank Co., Ltd., and its company address is No. 7088 Shennan Avenue, Futian District, Shenzhen City, Guangdong Province, China; it was listed on the Shanghai Stock Exchange on April 9, 2002, with the stock code 600036, China Merchants Bank Co., Ltd. was listed on the Hong Kong Stock Exchange on September 22, 2006, with the Hong Kong stock code HK03968; the company was listed on the Shanghai Stock Exchange and the Hong Kong Stock Exchange at the same time.

China Merchants Bank, whose major shareholder is China Merchants Shipping Co., Ltd.; the bank was established in 1987 in Shekou, Shenzhen. It is the first joint-stock commercial bank in my country that is entirely owned by corporate legal persons, and is also the national The first pilot bank for system reform has now developed a banking group with financial licenses for commercial banking, financial leasing, fund management, life insurance, and overseas investment banking.

In the first half of 2021, China Merchants Bank’s operating income was 168.7 billion yuan, a year-on-year increase of 13.7, net profit was 61.1 billion, a year-on-year increase of 22.8, earnings per share was 2.65 yuan, net assets per share was 26.6 yuan, and the price-earnings ratio was 11.7 times. The market value at the end of September 2021 was 1.2723 billion.

China Merchants Bank has grown very rapidly. In terms of market value, it is only smaller than Industrial and Commercial Bank of China and China Construction Bank, surpassing Bank of China and Agricultural Bank of China. Not only does it have the fastest growth rate among banking stocks, it also has a very high growth rate in the entire A-share market. excellent.

Company structure

Shareholders and shareholders’ meeting: The actual controller of China Merchants Bank is China Merchants Group. The largest shareholder is China Merchants Shipping Co., Ltd., holding 13.04 shares. China Merchants China Merchants Group Co., Ltd., a subsidiary of Steamship Co., Ltd., holds 30.06 shares of China Merchants Bank.

Directors and Board of Directors: There are 6 special committees including Strategy Committee, Audit Committee, Related Party Transaction Control Committee, Risk Management Committee, Nomination Committee, and Remuneration and Appraisal Committee. Each committee has 5 members.

Supervisors and Board of Supervisors: The Board of Supervisors has 9 members, including 2 external supervisors, 4 shareholder supervisors and 3 employee supervisors. Formulate rules of procedure for the Board of Supervisors and clarify the discussion methods and voting procedures of the Board of Supervisors to ensure effective supervision by the Board of Supervisors.