The online lending platform has the following platforms:

1. Hua Qian: Hua Qian is a credit service product owned by Baidu. It has always enjoyed a good reputation and its lending speed is relatively fast. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1. 1 yuan, and the daily average interest is one year. The better the credit, the lower the interest rate.

2. Lending treasure: Lending treasure is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users, ordinary users can only apply for opening if they reach 600 points. Sesame shows that the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscientious loan platform.

3. Regression: Shanghai Shuhe Information Technology was founded on 20 15 and returned to 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.

4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.

5. Paipai Loan: Paipai Loan was established in 2007 as a p2p financial platform listed on the NYSE. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.

Second, is saving money the same as lending?

The platform is different, belonging to two companies, and the nature of the platform is similar.

Third, are there risks in online lending platforms such as Renren Loan, Paipai Loan and An Credit?

P2p online lending platforms run a lot, and the wind is the safety of funds. I suggest you invest in high-security bond funds and money funds, and you can't just listen to others' words. You must find out before making a plan.

4. Is there a P2P platform similar to auction loan?

There is really no such high interest and service fee as pat back loan, and there is Ping An Pratt & Whitney with reasonable interest. You can try.

The process of handling loans:

1. The borrower submits loan application materials to Ping 'an Puhui;

2. Preliminary examination of the application materials submitted by the borrower;

3. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;

4. After the loan contract comes into effect, the loan will be issued.