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Can Alipay repay in advance after paying interest first?
Borrow first and then repay in advance. As a matter of fact, the loan itself supports repayment as you borrow it, so no matter which repayment method you choose (equal monthly amount or interest before principal), there is no problem in repaying in advance.

Find the bill to be repaid directly on Alipay's repayment page, and select the prepayment option.

And if it is a single prepayment, you can choose the repayment principal yourself, and it is no problem to pay part of it first; If multiple payments are made in advance together, they can only be settled in advance.

As for the interest receivable for prepayment, since the loan interest is calculated on a daily basis, the interest will be calculated according to the actual days of use (whether to charge prepayment fee is subject to the page display).

For example, the interest rate on the borrowing day is three ten thousandths. When I borrowed a loan of 10,000 yuan, I chose to pay the interest first and then the principal for three months. As a result, I paid it off in advance in ten days. In this way, in addition to the principal of 10 thousand yuan, I only need to pay back the interest for ten days, and the interest generated in ten days is only thirty.

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Extended data:

How much can I borrow at a time?

The credit line of the loan is between 1000 yuan and 300,000 yuan. After your own credit line is approved, the maximum amount of a single loan is 40,000 yuan, and the minimum amount is one yuan (not the amount you can directly borrow).

If the amount to be borrowed exceeds 40,000 yuan, it is recommended to borrow in batches.

It should also be noted that although lending supports the simultaneous use of multiple loans, no more than 50 loans can be used at the same time.

Of course, the success of the loan depends on the comprehensive evaluation results of the system. If the system score is insufficient, the loan application will be rejected by the system, and it is naturally impossible to lend the loan amount.

Also, the credit line that can be approved mainly depends on the individual's comprehensive credit situation. The better the general credit, the higher the amount that can be approved.

The loan amount is not fixed. As long as we pay attention to maintaining good personal credit, if the comprehensive score of the follow-up system rises, it is possible to increase the amount.