Matching principal and interest method: bank loan principal: 100000, false 0%, loan term: 3 years; Monthly repayment of principal and interest: 2985.88 yuan, total repayment of principal and interest: 10749 1.68 yuan, * * interest payable: 74,965,438 yuan. The interest paid in 1 month is: 395.8: 2590.05; Since then, the monthly interest repayment amount has decreased and the principal has increased. I don't consider the midway interest rate. What's the loan procedure?
2. Loan10.9 million, what is the annual interest rate of 8.5?
Interest = principal (80000), interest rate (8.5%), term (if it is 1 year). Then the interest is 6800 yuan.
3. What is the three-year annual interest rate 1.9 million for buying a truck loan?
Car loan 1.93 million years. Assuming the repayment method is equal principal and interest, the annual interest rate of the loan is 4.90%, the monthly repayment is 5,685.94 yuan, the total interest is 1.4693.98 yuan, the total repayment is 204,693.98 yuan, and the interest accounts for 7. 1.8% of the total repayment.
Car loan190,000 years. If the repayment method is average capital, the annual interest rate of the loan is 4.90%, and the repayment in the first month is 6053.6 1 yuan, with a monthly decrease of 2 1.55 yuan, the total interest is 14352.92 yuan, and the total repayment is 204352.92 yuan.
The loan amount is 6.5438+0.9 million, the term is 3 years, and the loan interest rate is 4.90%. Using different repayment methods, the calculation results are shown in the following table:
Average capital and interest average capital
The monthly repayment is 5685.94, and the first month repayment is 6053.38+0.
Decrease by 2 1.55 per month.
Total interest14,693.98 total interest14,352.92
Interest accounts for 7. 18%, and interest accounts for 7.02%.
Under the same conditions, the average capital saves interest by 34 1.06 yuan compared with the equal principal and interest.
If the monthly car loan payment for three years is 1.9 million, what is the monthly payment and interest? We also need to know the repayment method (equal principal and interest or equal capital), and the loan interest rate is 4.90% this time.
4.202 1 What is the toll standard for trucks?
Class I vehicles: trucks with less than 2 tons (including 2 tons) and buses with less than 7 seats (including 7 seats). 0.45 yuan per kilometer;
Class II vehicles: 2 -5 tons (including 5 tons) trucks and 8-19 buses (including 19). 0.9 yuan per kilometer;
Three types of vehicles: 5-10 ton (including 10 ton) trucks and 20 -39 seats (including 39 seats) buses. 65438+ 0.35 yuan per kilometer;
Class iv vehicles: 10 ton-15 ton (including 15 ton) trucks and buses with 40 seats or more. 65438+ 0.8 yuan per kilometer;
Five types of vehicles:/kloc-trucks of 0/5 tons and above. 2.25 yuan per kilometer.