The first is how to play this game:
At the beginning of the game, each player will draw an identity, that is, occupation, which may be "nurse", "teacher" and "lawyer". The player's ID card will record the relevant information of the player, including the assets and liabilities owned by the player, family income and expenditure and so on.
At the same time, players need to fill in relevant information on their financial statements. Financial statements are very detailed, such as players' income, players need to record active income and passive income, and active income needs to record work and sideline income. In general, remember all the things that can make players change their money. Financial statements must be carefully recorded, which is very useful for the victory of the last game.
Then the game officially began. Generally speaking, players need to try their best to make money. Players can get their own deposits (corresponding ID cards) from the bank at the beginning, but generally there are not many at the beginning, so players need to do "sideline" first to make money for themselves. Players should not only consider their own investment, but also consider time when doing sideline business. In this game, each player basically has eight hours of free time, which is the time in real life except rest and work. Therefore, players need to screen the types of sideline products. For example, if a player plans to run out of eight hours, he can do four two-hour sideline businesses, or two three-hour sideline businesses and one two-hour sideline business. However, the choice of different players will lead to different funds and yields, which requires players to make reasonable choices according to their own funds.
Doing a sideline, with money, players need to invest. At the beginning, there was not much money, so the main projects that could be invested were stocks. The stock price is different, and players need to judge whether to buy or not. Generally speaking, everyone can pay attention to the stocks drawn by a player. There are market cards in the game, and there will be price changes of products such as stocks in the market cards. Players who have bought stocks need to keep an eye on the latest market.
If the price of a player's stock rises, the player can sell the stock when passing through the exchange. If the player feels that there is still room for appreciation, he can also choose to keep it. There will be some market turmoil in the market card, such as the situation that all players' stocks are halved, so luck is also an important factor in the game.
The goal of the first stage of the game is to make their passive income greater than the total expenditure, so players can buy products that can increase their passive income after making money by buying stocks. Including "fund", "real estate" and "enterprise", different products have different passive benefits. The yield between similar products will also be different. Players need to calculate how much passive income they need to earn to complete the first stage goal according to their total expenditure, and then choose the type and quantity of purchase according to their own funds.
Products such as "funds" and "real estate" purchased by players will also change in the market, so players can also choose to trade at the right time to accumulate more property for themselves. Because after the player achieves the goal of the first stage, the goal of the second stage is to clear all debts. Liabilities are recorded at the beginning of financial statements, including real estate liabilities, vehicle liabilities, bank loans, etc. , as well as various liabilities incurred by players in buying real estate and bank loans during the game.
In the game, the winner is the one who completes the first stage goal and the second stage goal first. In addition, players should always pay attention to the time in the game, because the game simulates the life of players from 20 to 60 years old. In real life, every half an hour, players grow five years old in the game. Until the age of 60, if the goal of the game has not been completed at the age of 60, it is regarded as a game failure. Players need to make a summary every hour to reflect on their gains and losses in the game.
This is the overall gameplay. Personally, I think it's quite fun, because I really want to recreate my life, so some ideas and gains in the game can also be used in real life. Everyone feels differently. Personally, I think this game will make people have some new understanding of financial management.