Reason:

1. As long as there are no overdue records, double-checking the credit records will not affect the handling of auto loans.

2. Failure to pay off the online loan does not necessarily lead to the rejection of the car loan application. The key is whether there are overdue records.

3. Banks or financial institutions mainly consider the lender's credit status and repayment ability when approving auto loans, instead of just looking at the inquiry times of credit records and the unpaid information of online loans.

If you have a stable source of income, a good professional background and enough down payment, you may also successfully apply for a car loan.

Summary:

Just because the credit information has been checked many times and the online loan has not been returned several times does not mean that you cannot apply for a car loan. As long as there is no overdue record and you meet the loan requirements of the bank, you still have a chance to apply for a car loan successfully.

Related extension materials:

The number of inquiries in the credit report usually reflects the frequency of personal credit activities, but it does not directly affect the result of loan application.

-In addition to credit records, financial institutions will also consider other factors of lenders, such as repayment ability and debt burden.